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Pay Now, Pay Later Real Estate.

Unlock equity

in your property’s sale to unlock your next move.

DepositNow is a bridging loan designed to help homeowners secure their next big move. Now you can unlock equity in the property you’ve just sold before it reaches settlement. So, you have the deposit to make a move on your next property. What are you waiting for?

Get Your Free Guide

Whether you’re upsizing, downsizing, or purchasing an investment property – there’s costs involved.

Get your free guide to maximising every dollar.

BUY WHILE YOU SELL

60 Days Interest Free


 

From 1.99%

Establishment fee from 1.99% with no interest for the first 60 days. 0.75% monthly interest thereafter.*


 

Loans up to 6 months

Relax with up to 6 months on the settlement of your current property.


 

Funding up to $500,000

Access up to $500,000 or 80% of the equity in your property before settlement.


 

Fast Funding

Get funds within one business day of approval.

Unlock today.

Bid tomorrow.

Bridge the gap between selling and buying. Access any amount between $30,000 and $500,000, so long as it is less than 80% of the available equity in your current property.^ Enjoy a low establishment fee from 1.99% and no interest for the first 60 days. 0.75% monthly interest thereafter.*

Unlock today, bid tomorrow.

Apply for DepositNow
Once your property is unconditional, you can apply while waiting for settlement. Haven’t sold? We can prepare in advance.
Receive funds
Approved, funds are transferred to your nominated bank account the next business day.
Repay on settlement Repay the loan out of property settlement funds for a period of up to 6 months.^

Calculate how much equity you could access.

Disclaimer: While every effort has been made to ensure the accuracy of this calculator, the actual results may vary depending on a variety of factors. This result is an indication only.

We only need a few details to get started.

One of our Customer Approvals team will respond promptly for a free, no-obligation chat about buying while you sell.

Things you should know

The information provided by CampaignAgent should be treated as a guide and not an indication of pre-qualification for any loan. *^DepositNow loans incur a fixed establishment fee from 1.99% of the amount borrowed. An interest charge of 0.75% per 30 days starts on day 61 and is charged daily on the outstanding balance until repayment. Loan repayment is due on the earlier of settlement of your property or 6 months after the date that we fund you. Please note that any advice on this site is general advice only and does not take into account the objectives, financial situation or needs of any particular person. You should obtain financial advice relevant to your circumstances before making any decisions.